If your money is not protected
Any money in your account would be classed as part of the gambling company’s if it went bust.
You would lose any money in your account.
What you will see in the terms and conditions
It should be clear from your company’s terms and conditions if your money is not protected.
The exact wording varies from company to company. However, an example would look something like the following.
Example of a statement for no protection:
How gambling companies protect your money Next page
If your money has medium protection